+919892855900 EMCA House, 205, Ballard Estate, Fort, Mumbai-400001, Maharashtra. info@npaconsultant.in
Your Guide in Crisis

Dr. Visswas ( Ex. Banker)
B.Com, LL.B., M.A. (Eco.),
ACS, A.I.I.A. (USA), Ph.D. (U.K)

Monday-Saturday

(10.30 AM to 6.30 PM)

Blog

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The banking industry follows a traditional pattern of business, which majorly involves acceptance of deposits and channelizing these deposits into lending activities. The credit banks receive from the depositors, have to be repaid to them by the bank, which are called as ‘Liabilities’, whereas the loan...

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We have discussed in our previous blog, about how Banks harass the NPAs for recovery, instead of extending them the required support to regain the lost position. Banks fail to understand that an NPA who is lending his/her residential property as collateral to them, is a genuine borrower & does not intend to cheat the bank...

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Banks generally tend to think of NPAs as unworkable units and thus try to close the account permanently by taking terminal measures. It’s high time for banks to shed their traditional mindset. They must realize that NPAs are not unworkable units & should consider a fair chance for them. NPA’s are certainly not willful defaulters & they most certainly want to run their business units..

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In the last blog, we disused the remedies for easing the plight of NPAs by proposing rehabilitation banks. In this blog, we will discuss another solution ’ Management Agreement Contracts’. Management Agreement Contracts will enable NPAs to turn around and bring them in a sound position, enable them to repay the credit advances & take charge of their business...

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In a previous blog, we discussed about the reasons behind the upsurge in the numbers of SMEs getting the tag of ‘Non-Performing Asset’ by the banks. A lot of enthusiastic and passionate young entrepreneur start living up their dream of building a SME business; however, unfortunately it breaks down due to varied...

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In an old era, there were a handful of companies in India, which used to manufacture goods, daily use products, clothes, toys etc., for Indian consumers. However, foreign products entered and created a space in Indian Market with the support of British troop and captured it. As a result, Indian product...

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While approaching to banks or financial institutions for a loan, the borrower first gets introduced to the loan payment rules and regulations. Whenever, it comes to any financial or money deal, organizations put a list of rules and regulations to be followed to avoid future slip-up. However, while...

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In our last post ‘The Role of MSMEs in the Success Of ‘MAKE IN INDIA’, we discussed about the importance of MSMEs in the success of ‘Make In India’ scheme. However, it seems that Modi Government’s Make in India is going to fail due to the negligence of Government and RBI towards SMEs and NPA issue. ...

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MAKE IN INDIA’ campaign, after reading out the name, it seems like it’s a campaign about building up India by encouraging home-ground businesses. However, unfortunately the real picture in different. Even though the campaign is about India, small and medium scale industries has not been considered...

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SME’s have been the neglected arm of the Indian economy, an economy obsessed with the industrial giants tends to overlook the contributing aspects of the SME’s. When it comes to the Indian context, SMEs generate more than 55% of industrial value added year on year and 90% of total establishments...

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