I was highly Impressed by Dr. Visswas ( Ex. Banker) advice and it has given me Moral boost and it has regain my Confidence in dealing with Banks for NPA problems.
I stood as a guarantor to one loan in a Co-op Bank. As the principle borrower could not repay three subsequent installments, account was declared as NPA
As a person who had just come back from U.S.A., with due discussions with the Industry facing bad times there