+919892855900 202 Dhun Building, Janmabhumi Marg, Fort, Mumbai-400001 info@npaconsultant.in
Your Guide in Crisis

Dr. Visswas ( Ex. Banker)
B.Com, LL.B., M.A. (Eco.),
ACS, A.I.I.A. (USA), Ph.D. (U.K)

Monday-Saturday

(10.30 AM to 6.30 PM)

Profile



The health of every industry depends upon its financial strength. When an SME industry comes under financial stress they look at the lending institution for support. However, due to the present norms regarding classification of accounts as Non Performing Assets (NPA) and recovery laws, a smallest industrial sickness puts an entrepreneur into panic condition as his business is forced to be closed by the Bank.

We, at NPA CONSULTANTS PVT. LTD. support such industries to fight against the aggression of banks. We educate them about their rights as a borrower. We study their business and work out proposal to restructure the loan, help to arrange interim finance, liaison with the lending institution for settlement & arrange funds required, provide guidance to safeguard the mortgaged assets and borrow time legally.


As a consultant we analyze the enterprising quality of the Promoter, give direction and help the promoter to find out value additions areas in his business, restructure the marketing set up so as to ensure the positive working capital cycle.


We refer to the various possibilities, avenues and various provisions for arranging Venture Capital funds for eligible borrowers and identify Strategic Investors too. We are well updated with the Banks policy and its (such as Fair Practice Code for Lenders, SME Charter, Model Debt Collection Policy, Citizens Charter etc) , Practice & Procedure and Rules & Regulations of the Banks, Guidelines issued by Reserve Bank of India ( pertaining to fair lending policy, interest rate etc); Circulars of the Government of India, District Industries Centers as well as the provisions and interpretation of various statutes such as Law & Practice of Banking, Transfer of Property Act, Companies Act, Indian Contract Act, Specific Relief Act, Law of Torts, Law of Damages and Compensation, SARFAESI Act, DRT Act, Maharashtra State Co-operative Societies Act and Rules, etc and precedents set by past judgments of High Court/Supreme Court/Co-operative courts etc.



Dr. Visswas Paanse ( Ex. Banker)

B.Com, LL.B., M.A. (Eco.), ACS, A.I.I.A. (USA), Ph.D. (U.K)


Professional Experience:

  • Audit Assistance with M.P. Chitale & Co. (Ex-chairman of C.A. Institute)
  • 5 years experience with IDBI in Project Finance & Rehabilitation Department.
  • Worked as Company Secretary for 8 years with Govind Rubbers Ltd, All Seasons Foods Etc.
  • Worked in independent capacity with Wiezman Finance handling IPO’s
  • Handled number of projects with IDBI, ICICI, IFCI and other Banks as a Finance Consultant.


Shared Board As Director on various Companies with

  • Late Mr. B.N. Srivastava Ex-E.D. RBI.
  • Dr. M.L. Patwardhan – Ex-chairman Bank of Maharashtra
  • Mr. H.N. Sethna- Director Tata Group.


Other Merits:

  • Awarded Honorary Doctorate Degree from Burkes University, U. K.
  • Silva Graduate U.S.A.
  • Undergone training for Human Behavioral Sciences from Institute of Human Resource Potential, Bangalore.
  • Represented India in the International Forum on Entrepreneurship development conducted by
    N.M. Institute of Management Studies.
  • Invited to chart the syllabus for Management and Entrepreneurship courses.
  • Developed the concept of “Psycho physic Training” for Sales & Marketing. Have imparted training to over 7000 fresher’s.
  • An overall 35 years of experience in the field of corporate law, finance and management.
    A reputed consultant possesses expertise in banking, Legal & financial solutions.

Above all a great VISIONARY!!


Special Achievements :

  • High school Scholarship
  • National Merit Scholarship
  • College Merit Scholarship
  • 3rd Rank holder in University for M.A. Economics
  • Ph.D. in Entrepreneurship from Burkes University U.K.

Big Man
Road Icon
address

202 Dhun Building, 2nd floor, Janmabhumi Marg, Opposite Janmabhumi Press Building, Fort, Mumbai 400001

Technology Icon
phone

+919892855900

Tel : 022-43471710

Chat Icon
Email Address

info@npaconsultant.in

Language Icon
website

www.npaconsultant.in