+919892855900 202 Dhun Building, Janmabhumi Marg, Fort, Mumbai-400001 info@npaconsultant.in
Your Guide in Crisis

Dr. Visswas ( Ex. Banker)
B.Com, LL.B., M.A. (Eco.),
ACS, A.I.I.A. (USA), Ph.D. (U.K)

Monday-Saturday

(10.30 AM to 6.30 PM)

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A robust banking sector is the backbone of the economy, thus failure of the banking sector may result in an adverse impact on other sectors. Non-performing assets are one of the major concerns for banks in India. Higherthe level of NPAs, it suggests more likelihood of credit defaults that affect the productivity...

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The banking industry follows a traditional pattern of business, which majorly involves acceptance of deposits and channelizing these deposits into lending activities. The credit banks receive from the depositors, have to be repaid to them by the bank, which are called as ‘Liabilities’, whereas the loan...

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We have discussed in our previous blog, about how Banks harass the NPAs for recovery, instead of extending them the required support to regain the lost position. Banks fail to understand that an NPA who is lending his/her residential property as collateral to them, is a genuine borrower & does not intend to cheat the bank...

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Banks generally tend to think of NPAs as unworkable units and thus try to close the account permanently by taking terminal measures. It’s high time for banks to shed their traditional mindset. They must realize that NPAs are not unworkable units & should consider a fair chance for them. NPA’s are certainly not willful defaulters & they most certainly want to run their business units..

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In the last blog, we disused the remedies for easing the plight of NPAs by proposing rehabilitation banks. In this blog, we will discuss another solution ’ Management Agreement Contracts’. Management Agreement Contracts will enable NPAs to turn around and bring them in a sound position, enable them to repay the credit advances & take charge of their business...

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In a previous blog, we discussed about the reasons behind the upsurge in the numbers of SMEs getting the tag of ‘Non-Performing Asset’ by the banks. A lot of enthusiastic and passionate young entrepreneur start living up their dream of building a SME business; however, unfortunately it breaks down due to varied...

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In an old era, there were a handful of companies in India, which used to manufacture goods, daily use products, clothes, toys etc., for Indian consumers. However, foreign products entered and created a space in Indian Market with the support of British troop and captured it. As a result, Indian product...

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While approaching to banks or financial institutions for a loan, the borrower first gets introduced to the loan payment rules and regulations. Whenever, it comes to any financial or money deal, organizations put a list of rules and regulations to be followed to avoid future slip-up. However, while...

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‘Verbal assurances means no commitment’, this applies to the way banks deal with borrowers. As a customer, you must have observed it many times, whenever we want to request bank to get something like postponing the installment date, restructuring the installment amount etc.; bank expects it...

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202 Dhun Building, 2nd floor, Janmabhumi Marg, Opposite Janmabhumi Press Building, Fort, Mumbai 400001

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+919892855900

Tel : 022-43471710

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Email Address

info@npaconsultant.in

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www.npaconsultant.in